Loan & Finance.

Do you need help navigating the complex world of loans and financing? Look no further than your local loan and finance broker! We act as your trusted intermediary, connecting you with the best loan options from a wide network of lenders.

Loans & Finance2024-06-12T15:19:15+09:30


PATS Is Australia’s Leading finance broker.



Home Loan And Business Loan Brokers

Save Time And Money – No Credit Score Impact

Enquire with us today to receive expert advice on business finance and property loans with zero obligation.

Unsecured Business Loan

Unsecured loans are a fast and flexible way to address short term cash requirements or unanticipated business opportunities.

Business Line Of Credit

A business line of credit is a very flexible form of lending where you have cash available to draw down on as and when you need it.

Debtor Finance

Debtor finance allows you to use your accounts receivables as collateral for borrowing giving you immediate cash for the value of up to 80-90%.

Trade Finance

Trade finance is any form of finance that is issued to support international trade, including letters of credit, debtor finance, & export credit.

Hire Purchase

A hire purchase is where the lender pays for an asset, to be used immediately by the borrower who buys it over time.

Low Doc Car Loans

A low doc car loan is a type of vehicle finance product often used if you are self-employed, or own a small trade business.

We Are The Experts

How A Broker Helps You Save Time And Money

We want the best possible outcome for you, whether it’s to save interest or provide you with a loan that’s flexible and fits your lifestyle. We can use our relationship with the lenders to help get a better deal, while also using our knowledge and expertise to source the right products rather than giving the most popular product.

Business Finance

With PATS you will have access to a broad spectrum of business lending products to best match to your business needs.

  • Expert advice

  • Speeds up the application process

  • Saves you from guessing

  • Protects your credit history

Property Loan

PATS know the products on the market from the hundreds available and work directly with the borrower to support you through the application and settlement process.

  • Pre-qualification

  • Quick loan comparisons

  • Access to industry benefits

  • Your best interest in mind

Property Loans

Talk To Our Team About Your Home And Property Loan Needs

Home Loan Refinance

Home loan refinancing involves swapping out an existing mortgage for a new one, typically to gain improved terms or features.

First Home Buyer

Purchasing your first home brings excitement, yet it can also overwhelm with confusion and stress. We can help your first property purchase be an enjoyable experience.

Investment Property

Acquiring property in Australia as an investment tool has long been a favourite amongst Australian investors, and for good reason! Historically, property increases on average 8% pa.

Self Managed Superannuation Fund (SMSF)

A Self-Managed Super Fund (SMSF) loan, also known as a Limited Recourse Borrowing Arrangement (LRBA), enables you to utilise the resources within your SMSF to acquire an investment property, whether residential or commercial.

Property Development Funding

Development funding typically comprises of one (or a combination) of the following types of loan facility structures: Senior Debt Funding; Mezzanine Debt Finance; Stretched Senior Debt.

Fast And Secure

We help you find the best solution across hundreds of finance providers.

Expert Advice

We are available for specialist phone, email and chat support.

No Obligation

Use our free service with zero obligation, you retain 100% control.

Who Do We Work With?

We Empower You To Connect With The Best Finance Products And Solutions From Across The Market.

Our Services.

Tax Services

“Maximize deductions, minimize liabilities with our expert tax services. Trust us for accurate, timely filing.”


“Keep your financial records organized and accurate with our professional bookkeeping services. Trust us for reliable financial management.”


“Ensure timely and accurate payroll processing with our comprehensive payroll services. Trust us to handle your payroll needs efficiently.”


Do I need to do my bookkeeping?2024-05-23T15:15:02+09:30

The decision is yours. Bookkeeping is a service we provide, but you’re welcome to use the accounting software we’ll give you.

How often does someone do bookkeeping?2024-05-23T15:15:37+09:30

This is dependent on how often you need bookkeeping. If your business is VAT-registered, we can handle your bookkeeping monthly or quarterly (although this can be performed more frequently too).

Can you automate my bookkeeping?2024-05-23T15:16:19+09:30

Yes, we can look at your processes to make sure as much of your bookkeeping as possible is automated, such as with bank feeds, invoice allocations, etc.

Our Partners & Affiliations

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